Can I suspend paying my premiums?

I have an Income Assured Contract

I have a My Earnings Contract

Can I reduce my premiums?

The Society is currently offering Members the option of a 4 month premium reduction on their Income Assured and My Earnings contracts. Both premium and benefit amount will reduce in the same proportion. To find out more speak to our Customer Care Team on 0800 587 5098.

I have missed a Direct Debit payment, can I make a payment over the phone?

Unfortunately we are currently unable to take card payments over the phone.  As an interim measure, you can pay your outstanding income protection contract premiums through online banking, using your contract number as the reference (this must be quoted in order for us to allocate your payment correctly) and send to Cirencester Friendly Society, Account Number 00059453 and Sort Code 30-92-06.

If you are unsure of the amount to pay or need further assistance, please email us at

If you're in financial difficulty, please call us on 0800 587 5098 to discuss your options and see how we can help you.